Rates & Insurance

Monthly Packages

Package Basic Essential Premium
Price per month $400 $700 $1,000
Number of sessions UnlimitedĀ  Unlimited Unlimited
50-minute sessions Yes Yes Yes
30 Minute Sessions No Yes Yes
Phone sessions No No Yes
Virtual Sessions Yes Yes Yes
In-person sessions No Yes Yes
Extra operating hours for scheduling No No Yes

Three reasons why insurance is not being accepted.

You should be able to grow and change in a safe environment. At the core, counseling can be a vulnerable experience. That’s why Morning Coffee Counseling fiercely protects our client’s confidentiality and goals for growth. Since we opened our doors in 2020, we have never directly billed insurance. This may seem odd, but since our core value is confidentiality and doing what’s in the best interest of our clients, we continue this. Here is why we do it

Reason #1: It’s Not Confidential

Insurance companies require us to use an Electronic Medical Records system (EMR) if we take insurance. Last year alone, the Department of Health and Human Services Recorded 24,000 HIPAA violations. Over time we disclose information to third-party insurance or technology companies, there is increased risk to your information being out there. As well, if you eventually need a federal background check, want to be a pilot, or a variety of other reasons, a diagnosis can be disclosed through your insurance. We want you to have the most confidential counseling!

Reason #2 You Have to be Diagnosed

In order to have insurance cover counseling, we have to diagnose you. Even if it’s not appropriate, there has to be a diagnosis. Similar to reason one, we don’t think you should have a mental health diagnosis on your permanent medical record. To us, everyone should have access to counseling. We can all use a little help! We want you to get help without having to have a diagnosis!

Reason #3 They Decide your Treatment

Insurance companies decide treatment. They determine the number of sessions and the frequency. We believe this should be you and your therapist’s choice. Sometimes you need shorter sessions or longer ones. Maybe you need them twice per week or four times per month. When an insurance company is involved, they decide payment. Our clients enjoy the freedom to choose what is best along with their therapist. we want you to get the best quality of counseling treatment!

Any Other Questions

Please contact me with any additional questions you may have. I look forward to hearing from you!



6200 S Syracuse Way Ste 260
Greenwood Village, CO 80111

James.Marrugo@MorningCoffeeCounseling.com
720.253.8272

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